When the member companies of the Canadian Drug Insurance Pooling Corporation formed the corporation, they established a set of principles that a framework and mechanisms for pooling is based on. These principles are as follows:

Available

Canadian employers providing fully insured group insurance to their employees should be able to purchase and maintain healthcare coverage that meets their needs.

Affordable

The price of healthcare coverage should be affordable for any employer with recurring very high cost drug claims without resulting insurance premium increases rendering the coverage unaffordable.

Transferable

Any employer with re-occurring high cost drug claims in a fully insured health plan should be able to obtain healthcare coverage from any insurer.

Viable

All Canadian insurers offering fully insured plans, regardless of size, should be able to offer healthcare solutions to employers while respecting CDIPC’s principles.

Participative

All eligible insurance company should be able to participate within CDIPC in the same manner as other insurers.

Competitive

Insurers must retain the capability to adapt to the needs of their clients by providing innovative and competitive healthcare insurance solutions while adhering to CDIPC’s principles.