{"id":731,"date":"2016-09-28T15:31:10","date_gmt":"2016-09-28T15:31:10","guid":{"rendered":"http:\/\/cdipc-scmam.ca\/newsite\/?page_id=731"},"modified":"2016-11-29T15:59:48","modified_gmt":"2016-11-29T15:59:48","slug":"about-cdipc-business-owner","status":"publish","type":"page","link":"https:\/\/cdipc-scmam.ca\/fr\/about-cdipc-business-owner\/","title":{"rendered":"Au sujet de la SCMAM &#8211; Propri\u00e9taire d&#8217;entreprise canadien"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row][vc_column width=&#8221;2\/3&#8243;][vc_single_image image=&#8221;913&#8243; img_size=&#8221;562&#215;75&#8243; css_animation=&#8221;appear&#8221; css=&#8221;.vc_custom_1480100316480{padding-top: 40px !important;}&#8221;][\/vc_column][vc_column width=&#8221;1\/3&#8243;][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1475076942096{padding-top: 0px !important;}&#8221;][vc_column][vc_column_text]La Soci\u00e9t\u00e9 canadienne de mutualisation en assurance m\u00e9dicaments (SCMAM) a \u00e9t\u00e9 \u00e9tablie en f\u00e9vrier 2012 par les assureurs canadiens pour partager entre eux le risque associ\u00e9 aux frais de m\u00e9dicaments tr\u00e8s \u00e9lev\u00e9s qui reviennent annuellement. Les assureurs peuvent ainsi continuer d&#8217;offrir aux employeurs des r\u00e9gimes d&#8217;assurance maladie compl\u00e9mentaire abordables.<\/p>\n<p>&nbsp;<\/p>\n<p>Afin de partager \u00e9quitablement le co\u00fbt de ces m\u00e9dicaments, les soci\u00e9t\u00e9s membres de la SCMAM ont mis au point des r\u00e8gles qui permettent de faire b\u00e9n\u00e9ficier les employeurs d&#8217;une tarification uniforme tout en maintenant la comp\u00e9titivit\u00e9 du march\u00e9 des r\u00e9gimes d&#8217;assurance maladie compl\u00e9mentaire enti\u00e8rement assur\u00e9s.<\/p>\n<p>&nbsp;<\/p>\n<p>Le m\u00e9canisme de partage des risques de la SCMAM s&#8217;applique \u00e0 la garantie m\u00e9dicaments de milliers de r\u00e9gimes d&#8217;assurance maladie compl\u00e9mentaire de PME au Canada. Gr\u00e2ce \u00e0 ces r\u00e9gimes, des millions de salari\u00e9s et de personnes \u00e0 charge au pays b\u00e9n\u00e9ficient d&#8217;une couverture des m\u00e9dicaments on\u00e9reux. Sans l&#8217;intervention de la SCMAM, la prime pour couvrir un seul salari\u00e9 ayant besoin de m\u00e9dicaments chers pourrait augmenter \u00e0 tel point que le r\u00e9gime devienne inabordable pour l&#8217;employeur.<\/p>\n<p>&nbsp;<\/p>\n<p>Ces chiffres t\u00e9moignent de la pression exerc\u00e9e par les m\u00e9dicaments on\u00e9reux sur les r\u00e9gimes d&#8217;assurance : entre 2012 et 2015, les sommes r\u00e9gl\u00e9es par les assureurs pour les adh\u00e9rents ayant des frais de m\u00e9dicaments de plus de 25 000 $ ont augment\u00e9 de 73 % (passant de 132 M$ en 2012 \u00e0 229 M$ en 2015).[\/vc_column_text][vc_single_image image=&#8221;909&#8243; img_size=&#8221;179&#215;75&#8243; alignment=&#8221;right&#8221; onclick=&#8221;custom_link&#8221; css_animation=&#8221;appear&#8221; link=&#8221;http:\/\/cdipc-scmam.ca\/newsite\/homepage-business-owner\/&#8221;][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row][vc_column width=&#8221;2\/3&#8243;][vc_single_image image=&#8221;913&#8243; img_size=&#8221;562&#215;75&#8243; css_animation=&#8221;appear&#8221; css=&#8221;.vc_custom_1480100316480{padding-top: 40px !important;}&#8221;][\/vc_column][vc_column width=&#8221;1\/3&#8243;][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1475076942096{padding-top: 0px !important;}&#8221;][vc_column][vc_column_text]La Soci\u00e9t\u00e9 canadienne de mutualisation en assurance m\u00e9dicaments (SCMAM) a \u00e9t\u00e9 \u00e9tablie en f\u00e9vrier 2012 par les assureurs canadiens pour partager entre eux le risque associ\u00e9 aux frais de m\u00e9dicaments tr\u00e8s \u00e9lev\u00e9s qui reviennent annuellement. Les assureurs peuvent ainsi continuer d&#8217;offrir aux employeurs des [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template\/page-left-menu-none-footer.php","meta":{"footnotes":""},"class_list":["post-731","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/cdipc-scmam.ca\/fr\/wp-json\/wp\/v2\/pages\/731","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cdipc-scmam.ca\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/cdipc-scmam.ca\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/cdipc-scmam.ca\/fr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/cdipc-scmam.ca\/fr\/wp-json\/wp\/v2\/comments?post=731"}],"version-history":[{"count":6,"href":"https:\/\/cdipc-scmam.ca\/fr\/wp-json\/wp\/v2\/pages\/731\/revisions"}],"predecessor-version":[{"id":977,"href":"https:\/\/cdipc-scmam.ca\/fr\/wp-json\/wp\/v2\/pages\/731\/revisions\/977"}],"wp:attachment":[{"href":"https:\/\/cdipc-scmam.ca\/fr\/wp-json\/wp\/v2\/media?parent=731"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}