{"id":403,"date":"2016-07-11T16:24:08","date_gmt":"2016-07-11T16:24:08","guid":{"rendered":"http:\/\/cdipc-scmam.ca\/newsite\/?page_id=403"},"modified":"2016-11-23T20:55:10","modified_gmt":"2016-11-23T20:55:10","slug":"cdipc-principles","status":"publish","type":"page","link":"https:\/\/cdipc-scmam.ca\/fr\/cdipc-principles\/","title":{"rendered":"Principes de la SCMAM"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row css=&#8221;.vc_custom_1475085288871{padding-top: 50px !important;}&#8221;][vc_column][vc_column_text]<img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-834\" src=\"http:\/\/cdipc-scmam.ca\/newsite\/wp-content\/uploads\/2016\/11\/health-insurance-plan-should-be-graph.jpg\" alt=\"health-insurance-plan-should-be-graph\" width=\"534\" height=\"399\" \/><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>Lorsqu&#8217;ils ont cr\u00e9\u00e9 la Soci\u00e9t\u00e9 canadienne de mutualisation en assurance m\u00e9dicaments, les <a href=\" http:\/\/cdipc-scmam.ca\/newsite\/who-is-cdipc\/\"><u>assureurs membres<\/u><\/a> ont \u00e9tabli des principes sur lesquels se fondent un cadre et des m\u00e9canismes de mutualisation, principes que voici :<\/p>\n<p>&nbsp;<\/p>\n<p><strong>Disponibilit\u00e9<\/strong><\/p>\n<p>Les employeurs canadiens offrant des r\u00e9gimes d&#8217;assurance collective enti\u00e8rement assur\u00e9s \u00e0 leurs salari\u00e9s devraient pouvoir souscrire et maintenir une assurance maladie qui r\u00e9ponde \u00e0 leurs besoins.<\/p>\n<p>&nbsp;<\/p>\n<p><strong>Abordabilit\u00e9<\/strong><\/p>\n<p>Le prix d&#8217;une assurance maladie devrait \u00eatre abordable pour tout employeur confront\u00e9 \u00e0 des frais de m\u00e9dicaments r\u00e9currents et tr\u00e8s \u00e9lev\u00e9s, sans que cela entra\u00eene une hausse insoutenable des primes.<\/p>\n<p>&nbsp;<\/p>\n<p><strong>Transf\u00e9rabilit\u00e9<\/strong><\/p>\n<p>Tout employeur faisant face \u00e0 des frais de m\u00e9dicaments r\u00e9currents et \u00e9lev\u00e9s dans le cadre d&#8217;un r\u00e9gime d&#8217;assurance maladie enti\u00e8rement assur\u00e9 devrait pouvoir obtenir une couverture d&#8217;assurance maladie aupr\u00e8s des assureurs.<\/p>\n<p>&nbsp;<\/p>\n<p><strong>Viabilit\u00e9<\/strong><\/p>\n<p>Tous les assureurs canadiens offrant des r\u00e9gimes enti\u00e8rement assur\u00e9s, quelle qu&#8217;en soit la taille, devraient \u00eatre en mesure de proposer des solutions d&#8217;assurance maladie aux employeurs, tout en respectant les principes de la SCMAM.<\/p>\n<p>&nbsp;<\/p>\n<p><strong>Participation<\/strong><\/p>\n<p>Tous les assureurs admissibles que cela int\u00e9resse devraient pouvoir adh\u00e9rer \u00e0 la SCMAM au m\u00eame titre que les autres assureurs.<\/p>\n<p>&nbsp;<\/p>\n<p><strong>Comp\u00e9titivit\u00e9<\/strong><\/p>\n<p>Les assureurs doivent demeurer capables de s&#8217;adapter aux besoins de leurs clients en leur fournissant des solutions d&#8217;assurance maladie novatrices et concurrentielles, tout en se conformant aux principes de la SCMAM.[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row css=&#8221;.vc_custom_1475085288871{padding-top: 50px !important;}&#8221;][vc_column][vc_column_text] &nbsp; &nbsp; Lorsqu&#8217;ils ont cr\u00e9\u00e9 la Soci\u00e9t\u00e9 canadienne de mutualisation en assurance m\u00e9dicaments, les assureurs membres ont \u00e9tabli des principes sur lesquels se fondent un cadre et des m\u00e9canismes de mutualisation, principes que voici : &nbsp; Disponibilit\u00e9 Les employeurs canadiens offrant des r\u00e9gimes d&#8217;assurance collective enti\u00e8rement assur\u00e9s \u00e0 leurs salari\u00e9s devraient [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template\/page-left-menu-none-footer.php","meta":{"footnotes":""},"class_list":["post-403","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/cdipc-scmam.ca\/fr\/wp-json\/wp\/v2\/pages\/403","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cdipc-scmam.ca\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/cdipc-scmam.ca\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/cdipc-scmam.ca\/fr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/cdipc-scmam.ca\/fr\/wp-json\/wp\/v2\/comments?post=403"}],"version-history":[{"count":20,"href":"https:\/\/cdipc-scmam.ca\/fr\/wp-json\/wp\/v2\/pages\/403\/revisions"}],"predecessor-version":[{"id":858,"href":"https:\/\/cdipc-scmam.ca\/fr\/wp-json\/wp\/v2\/pages\/403\/revisions\/858"}],"wp:attachment":[{"href":"https:\/\/cdipc-scmam.ca\/fr\/wp-json\/wp\/v2\/media?parent=403"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}